There’s no place like your own
Transforming renters into homeowners within five years with Ireland’s first customer-driven rent-to-own programme.
Over 150+ Customer Reviews
Trusted Partners
From generation rent to the homeowner
Obstacles like high prices and strict mortgage rules deter many people’s homeownership dreams. With Homely, you have a new path to getting on the property ladder hassle-free. We’re here to make owning your own home a reality, even when it might feel like the odds are stacked against you.
HOW IT WORKS
The rent-to-own basics
Fast, affordable, personalised
Find your perfect home and we’ll buy it! Rent it for a term ranging between three and five years, with the legal right to purchase at the end. We’ll give you a discount equal to 20% of your monthly payments made over the term when you decide to buy it. If the property value grows, you’ll receive a further discount, and all discounts count towards the deposit you need to qualify for a mortgage.
- Live in a home you love
- Save for a deposit
- Secure a mortgage
WHY CHOOSE US
Your smooth path to homeownership
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Clear Pathway
Homely provides you with comprehensive tools to navigate property viewing, bidding, mortgage requirements, and property valuations from beginning to end.
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Secure Terms
With Homely, there's no fear of eviction as long as you meet your monthly payments throughout the term. Your tenancy is registered with the Residential Tenancies Board (RTB), ensuring compliance with all governing regulations.
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Mortgage Ready
Before purchasing the home at the end of the term, you'll receive notification of purchase price discounts and a detailed payment record demonstrating your ability to repay a mortgage. Homely offers a clear pathway to becoming mortgage-ready.
The numbers speak for themselves
...the average age of first-time buyers in 2023, having risen from under 30 since 1997.
...years is how long many people are now renting before they can buy.
...the pace of house price growth versus average income since 2015.
…Ireland’s average rent increase between 2016 and 2022.
…the national average property price increase over the past 10 years.
SUCCESS STORIES
See the success stories from our customers.
As a couple we had no chance to buy our first home but with Homely we are able to get on the property ladder!
James M. 📍 Dublin
Sarah P. 📍 Cork
Homely have been amazing every step of the way, I can now dream of owning.
FAQ
Questions & Answers
We’re here to help you turn your dream of owning a home into reality, even if the traditional route of securing a mortgage doesn’t work for you. We believe in empowering you to build a secure financial future through long-term homeownership.
If you’re between 22 and 35 years old, with a steady income but finding it hard to save for a large down payment, Homely might be your solution. We specialize in helping hard-working individuals who can afford monthly rent but struggle with the high upfront costs of buying a home.
When you pay your rent with Homely, you’re also investing in your future. A fifth of your rent goes toward lowering your final purchase price. Even better, you’ll also benefit from 20% of any increase in your home’s value over time.
The process is quick and easy. Simply apply, upload the necessary information, and you could be pre-approved within 48 hours. You’ll then be ready to register your interest in a property as soon as all documents are received.
Absolutely. Whether you have your heart set on a brand-new build or a pre-loved property, we’ve got you covered. We’ll purchase the home you choose outright. All you need to do is pay a small upfront fee (2.5%), sign a 5-year lease, and a purchase option agreement.
We aim to make homeownership more affordable. At the end of your lease, the cost of your home will be its market value, minus your accrued rent discount and a share of any increase in property value. Our goal is for these benefits to reduce the purchase price by up to 10% compared to the market value.
Yes! We believe in sharing the rewards. If your property increases in value over your lease term, you’ll get a share of the gain. This happens without needing to invest any extra money, take out a loan, or pay any interest. Your success is our success.
What people are saying
Transition from renting to owning with Homely
To start your journey to homeownership, apply below and a member of our team will be in touch.